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Responsible Usage Policy for Your Virtual Card

We value your trust and are committed to providing a secure and reliable payment solution. To ensure compliance with our card issuer’s terms and maintain smooth transactions for all users, please be aware of the following responsible usage guidelines.

Transactions to Avoid

For security and regulatory reasons, certain transactions are not permitted. Engaging in these activities may result in card suspension and potential fund restrictions. Please use your virtual card responsibly to avoid any inconvenience.

Restricted Transaction Categories

Financial & Money Transfers:

  • Wires, money orders, and similar fund transfers.
  • Transactions with security brokers/dealers and associated activities.

High-Risk Business & Marketing Services:

  • Outbound telemarketing merchants.
  • Direct marketing services.

Gambling & High-Risk Transactions:

  • Betting, casino gambling, and related activities.
  • Online casinos (online gambling).
  • Lotteries.
  • Horse racing, dog racing, and non-sport internet gaming.

Restricted Services & Cash Withdrawals:

  • Dating and escort services.
  • Massage parlors.
  • Manual cash disbursements.
  • Automated cash disbursements (e.g., ATM withdrawals).

Fraud Prevention & Ethical Usage

To protect your account security, avoid:

  • Using the card for self-dealing or personal fund transfers.
  • Bypassing geo-restrictions or fraud prevention systems.
  • Exploiting referral programs, free trials, or promotional bonuses.

We encourage responsible usage of your virtual card to ensure a smooth and hassle-free experience. If you have any questions regarding permitted transactions, feel free to reach out to our support team.

By using our service, you agree to comply with these guidelines to maintain an uninterrupted and secure payment experience.

To ensure a smooth and hassle-free experience with your virtual card, please follow these best practices. Using your card responsibly will help you avoid disruptions and enjoy uninterrupted transactions.

Key Usage Tips

  1. Avoid Unusual Transaction Patterns
    • If your card registers five consecutive ultra-small pending transactions (e.g., $0 payments), it may be flagged and suspended. Refunds will not be available in such cases.
  2. Restricted Platforms & Services
    • Please do not link your card to financial payment services, cryptocurrency platforms, or other high-risk websites, as this may cause issues with usage.
  3. Prevent Transaction Declines
    • Frequent transaction declines may trigger security measures. Common decline reasons include:
      • International purchases not allowed
      • Merchant category code (MCC) restrictions
      • Invalid processing codes
    • To avoid issues, ensure that the merchant accepts this type of payment method.
  4. Maintain a Positive Balance
    • Overdrawing your card may result in suspension, and refunds will not be issued. Always check your balance before making purchases.
  5. Avoid Excessive Declined Transactions
    • If the decline rate exceeds 15% and five consecutive transactions fail, your card may be canceled, and refunds will not be available.

  6. Policy on Transactions Involving Sanctioned Jurisdictions

    To maintain compliance with international sanctions and uphold the integrity of our operations, we strictly prohibit transactions originating from, or associated with, the following countries and regions subject to comprehensive sanctions by the United States (OFAC), European Union, United Nations, and other global authorities:

    Comprehensively Sanctioned Countries and Regions (as of May 2025):

    • Afghanistan

    • Belarus

    • Burma (Myanmar)

    • Central African Republic

    • Cuba

    • Democratic Republic of the Congo

    • Iran

    • Iraq

    • Lebanon

    • Libya

    • North Korea

    • Russia

    • China (Mainland) and Taiwan

    • Somalia

    • South Sudan

    • Sudan

    • Syria

    • Ukraine (specifically the regions of Crimea, Donetsk, and Luhansk)

    • Venezuela

    • Yemen

    • Zimbabwe

    Additionally, we exercise heightened scrutiny and may restrict transactions involving entities or individuals from jurisdictions identified by the Financial Action Task Force (FATF) as high-risk or under increased monitoring, including but not limited to:

    • Algeria

    • Angola

    • Burkina Faso

    • Cameroon

    • Côte d’Ivoire

    • Croatia

    • Haiti

    • Kenya

    • Laos

    • Mali

    • Mozambique

    • Namibia

    • Nepal

    • Nigeria

    • South Africa

    • Tanzania

    • Vietnam

    Important Notice:

    If you are using our card from one of the restricted countries listed above, we strongly recommend using a residential VPN or a SOCKS5 proxy with a residential IP from outside the listed jurisdictions to ensure uninterrupted usage and compliance with our platform guidelines.

  7. Avoid Unusual Transaction Patterns
    • If your card registers five consecutive ultra-small pending transactions (e.g., $0 payments), it may be flagged and suspended. Refunds will not be available in such cases.
  8. Avoid Restricted Platforms & Services
    • Please do not link your card to financial payment services, cryptocurrency platforms, or other high-risk websites, as this may cause issues with usage.
  9. Maintain a Positive Balance
    • Overdrawing your card may result in suspension, and refunds will not be issued. Always check your balance before making purchases.
  10. Avoid Excessive Declined Transactions
    • If the decline rate exceeds 15% and five consecutive transactions fail, your card may be canceled, and refunds will not be available.
  11. Maintain a balance in your wallet for monthly maintenance fees (currently $10) or card will be blocked.